liability

Georgia Court Sorts Out Uninsured Motorist Coverage Involving Multiple Insurers

June 24, 2016 | Benjamin S. Persons, IV

Uninsured motorist coverage extends the protection of your own automobile insurance to accidents caused by another party who lacks sufficient insurance to compensate you for any injuries. For example, let’s say a drunk driver hits you. You subsequently sue the driver and win $1,000,000 in damages from the jury. But the driver only has $25,000 in insurance and lacks any other assets to pay the remainder of the judgment. In this situation you could seek compensation under your own policy’s uninsured motorist coverage.

Coker v. American Guarantee and Liability Insurance Company

The above example seems relatively straightforward. But what happens when there are multiple insurers who may be liable for the same accident? A federal appeals court in Atlanta recently addressed such a case.

Suing a Non-Georgia Resident Following a Car Accident

June 18, 2016 | Benjamin S. Persons, IV

Many Georgia car accidents involve motorists from other states. If you are injured by a nonresident driver’s negligence, you can still seek to recover damages through the Georgia courts. It is important to understand that there are special conditions imposed by Georgia law in such cases. You must make every effort to locate the out-of-state defendant and ensure he or she is properly served with a copy of your lawsuit. As a recent Georgia Court of Appeals decision illustrates, these requirements are not optional.

Covault v. Harris

The plaintiff in this case was involved in a two-car accident in Fulton County, Georgia. The plaintiff and the defendant were traveling towards the same intersection when, according to the plaintiff, the defendant “failed to maintain his lane and struck [the plaintiff’s] vehicle.” According to a police report taken at the scene of the accident, the defendant was a resident of Kentucky driving a rental car. The plaintiff subsequently learned the defendant’s home address by reviewing Kentucky’s voter registration records.

Federal Regulators Not Liable for Fatal Bus Crash

May 31, 2016 | Benjamin S. Persons, IV

In May 2011, a bus traveling from Charlotte, North Carolina to New York City swerved off Interstate 85 approximately 30 miles north of Richmond, Virginia. The bus hit an embankment and overturned. Consequently, four passengers died and several dozen more were hospitalized with injuries.

The bus company was a discount operator with a long history of accidents due to unsafe driver behavior. According to news reports at the time, the Federal Motor Carrier Safety Administration cited the operator “for 17 unsafe-driving violations” in the two years prior to the fatal Virginia accident. The FMCSA shut down the operator immediately after the accident.

Chhetri v. United States

Georgia Judge Sanctions Defendant for Losing Evidence in Truck Accident Case

May 6, 2016 | Benjamin S. Persons, IV

In any type of personal injury lawsuit, it is important for the parties to the case to preserve all evidence that may assist the court in determining the facts. Under no circumstances should a party ever intentionally withhold or destroy evidence. Even in cases where evidence may have been lost by accident, a judge may still interpret that as an intentional act and impose sanctions against the offending party.

O’Berry v. Turner

For example, a federal judge in Valdosta, Georgia, recently imposed sanctions against a pair of corporate defendants in an ongoing truck accident lawsuit. The underlying case involves a June 2013 incident. A man was driving his car when a tractor trailer allegedly swerved into his lane. The impact sent the car off the road and into a light pole. The driver and his passenger were injured and subsequently sued multiple parties, including the driver and owners of the tractor trailer.

Georgia City Faces Wrongful Death Trial Over Teenager’s Suicide

April 22, 2016 | Benjamin S. Persons, IV

In Georgia, the family of a deceased person may file a wrongful death lawsuit if there is evidence that someone else’s negligent or criminal acts were the cause of death. A common example would be a person killed in a drunk driving accident. In such circumstances, the family of the victim might pursue a wrongful death claim against the drunk driver.

Mayor and City of Richmond Hill v. Maia

What about a case in which a negligent act leads the victim to commit suicide? Can the family still bring a wrongful death claim? The Georgia Court of Appeals recently addressed this question.

Georgia Hospital Not Liable for Hundreds of Forged Mammograms

April 15, 2016 | Benjamin S. Persons, IV

Employers are normally liable for the acts of their employees. In tort law this is known as vicarious liability. In Georgia, vicarious liability applies whenever an employee acts “by [the employer’s] command or in the prosecution and within the scope of [the employer’s] business, whether the same are committed by negligence or voluntarily.” In other words, if you direct your employee to complete a particular task, and in doing so he injured another, the victim can sue you for damages.

Jefferson v. Houston Hospitals, Inc.

But what about a case where the employee ignores your instructions? A recent decision by the Georgia Court of Appeals illustrates how employers may be able to get off the hook even in cases of egregious employee misconduct. The case arises from a 2014 incident that made national headlines. In April 2014, a former technician at a hospital in Perry, Georgia, pleaded guilty to 10 counts of reckless conduct and one count of felony computer forgery.

Determining Negligence in a Car Accident When Each Party Blames the Other

March 25, 2016 | Benjamin S. Persons, IV

Negligence exists under Georgia law whenever a person breaches a “legal duty to conform” to a specified legal standard, and as a result, another person suffers an injury or loss. In the context of a car accident, for example, a person may be negligent if he or she fails to follow the rules of the road, thereby causing an accident that injures another driver or damages their vehicle. Indeed, many personal injury cases come down to establishing which driver’s actions were responsible for the accident.

Newsome v. LinkAmerica Express, Inc.

In a recent case, a divided Georgia Court of Appeals reinstated a lawsuit arising from an accident where a car hit a parked tractor trailer. Both parties—the driver and the tractor trailer owner—claimed the other party’s negligence was the sole cause of the accident. The trial court sided with the defendant, while a majority of the Court of Appeals said the plaintiff should at least be permitted to argue his case before a jury.

Columbus Jury Awards $650,000 to Driver Seriously Injured in Trucking Accident

January 29, 2016 | Benjamin S. Persons, IV

When it comes to trucking accidents, Georgia has what is known as a “direct action” rule. This means that if you are injured due to a commercial truck driver’s negligence, you can name not only the trucking company but also its insurance carrier as defendants. This is an exception to the normal rule. In a personal injury case arising from a normal car accident, you cannot directly sue the insurer. This is because it is generally considered unfair to the trucking company if the jury is made aware that an insurance company is paying for any potential damages.

Wallace v. Wiley Sanders Truck Lines, Inc.

Trucking companies are understandably unhappy with the direct action rule, especially after they lose a lawsuit. But their complaints often fall on deaf ears. Consider this recent case from Columbus, Georgia.

Georgia Judges Disagree About Need for Expert Testimony in Defective Vehicle Case

January 8, 2016 | Benjamin S. Persons, IV

Expert testimony is often the key to winning a product liability lawsuit. Anyone can offer an opinion on the safety, or lack thereof, of a given product. But trial courts must go one step further and determine the qualifications of an expert before admitting his or her testimony. Under Georgia law, expert testimony must be “based on sufficient facts or data.” It must be the “the product of reliable principles and method,” and the expert must personally apply those principles and methods to the case at hand.

Moore v. Cottrell, Inc.

In a recent case, the Georgia Court of Appeals upheld a trial court’s decision to exclude expert testimony in a product liability lawsuit. The plaintiff was driving a car hauler with a two-level trailer. The hauler did not have a built-in ladder, but there was a portable ladder attached so the driver could access the upper level of the trailer.

Georgia Court Tosses $35M Verdict in Theme Park Beating Case

January 1, 2016 | Benjamin S. Persons, IV

Can a property owner be held liable for persons injured due to gang-related activity on or near their premises? The Georgia Court of Appeals recently addressed this question. The appeals court was asked to review a $35 million verdict issued against a popular Cobb County theme park after a man was savagely beaten following an incident in the facility’s parking lot.

Six Flags Over Georgia II LP v. Martin

As the Court of Appeals explained in its opinion, the theme park is “located in a well-known, high-crime area, which has been the site of numerous instances of criminal gang activity.” There had also been a number of reported incidents where violence inside the park “spilled over” to outside locations.