Personal Injury

Georgia Court Holds Underinsured Motorist Policy Would Not “Duplicate” Prior Damages

December 18, 2015 | Benjamin S. Persons, IV

If you are seriously hurt in an accident, there are many types of legal injuries that may entitle you to compensation. In addition to paying your immediate medical bills following an accident, you may face future expenses for ongoing care. You may also face lost wages—again, present and future—as well as pain and suffering.

In car accident cases, if a negligent driver lacks sufficient insurance to compensate you for all of your injuries, your own insurance carrier may be responsible pursuant to uninsured/underinsured motorist (UM) coverage. The exact amount of coverage you receive depends on the specific language of your policy. Unfortunately, litigation often arises between accident victims and their insurance carriers over the interpretation of such language.

Mabry v. State Farm Mutual Automobile Insurance Company

Georgia City Worker Not Responsible for Car Accident

November 1, 2015 | Benjamin S. Persons, IV

In Georgia, there are special rules for government employees when it comes to personal injury lawsuits. You cannot sue a municipal employee for any “tort involving the use of a covered motor vehicle while in the performance of his or her official duties.” Instead, you must sue the local government that employed the negligent worker. Georgia law waives sovereign immunity in such cases up to a certain amount of damages.

Guice v. Brown

Recently the Georgia Court of Appeals held that a trial court erred when it failed to dismiss a lawsuit arising from a car accident involving an employee of the City of Rockmart in Polk County. The defendant was installing road signs and driving a city-owned truck. While returning to his office, he decided to cut through a shopping center parking lot to avoid traffic. As the defendant exited the parking lot and attempted to cross several lanes of traffic, he was struck by the plaintiff’s car.

Driver Shot at Georgia Post Office Can Not Sue Federal Government for Damages

October 25, 2015 | Benjamin S. Persons, IV

If you are injured on someone else’s property, you can normally bring a premises liability claim if there is evidence the owner was somehow negligent. Unfortunately, the rules are much different for injury victims if they are injured on government property. Both the federal and Georgia governments are normally immune from lawsuits unless they consent to be sued. With respect to the federal government, Congress adopted the Federal Tort Claims Act (FTCA), which authorizes individuals to bring personal injury lawsuits against the government under state law in certain circumstances.

What do we mean by “certain circumstances”? The FTCA does contain a number of exceptions, which courts are required to strictly construe in favor of the federal government, as it is presumed to have immunity unless expressly waived. One of the most common exceptions applies to “discretionary” actions by government employees. This exception holds that a person may not file a personal injury claim against the government based on an employee’s “failure to exercise or perform a discretionary function.” In other words, if an employee fails to carry out a duty mandated by law, a person can file a claim under the FTCA. But if the employee has any discretion to act (or not act), the government cannot be held liable.

Fagg v. United States

Pitbull Attack Victims Face Hurdles in Georgia Courts

October 19, 2015 | Benjamin S. Persons, IV

Every year thousands of people are injured by dog bites. Sadly, some of these injuries are fatal. According to DogBites.org, a nonprofit organization that tracks “dangerous dog breeds” in the United States, 42 people died following dog attacks last year. The organization also said 74 percent of all fatal dog attacks reported between 2005 and 2014 could be attributed to just two breeds – pitbulls and rottweilers.

Some state courts have taken notice of the pitbull’s propensity for attacking people. In 2012, the Maryland Court of Appeals adopted “a strict liability standard in respect to the owning, harboring or control of pit bulls and cross-bred pit bulls in lieu of the traditional common law liability principles.” This means pitbull owners are presumed to have knowledge of their animal’s “dangerous” propensities.

Although a handful of Georgia localities restrict pitbulls, there is no statewide ban on owning such dogs. Despite the breed’s reported propensity for aggressive behavior, victims of pitbull attacks cannot recover damages from dog owners simply by pointing to statistics or actions by other state courts. Georgia law has very specific requirements when it comes to holding dog owners liable.

Appeals Court Says Insurance Check Created Binding Settlement Agreement

March 30, 2015 | Benjamin S. Persons, IV

It is common for victims in automobile accidents to reach out-of-court settlements with negligent drivers or their insurance carriers. But victims should always be mindful of Georgia law governing such settlements. If you make a “final” demand to an insurer for money, and the insurer accepts and agrees to pay the specified amount, that is enough to create an enforceable legal contract even if the insurer subsequently seeks to negotiate additional terms. That is to say, even if you believe no “final” settlement agreement exists between you and an insurer, the courts may see it differently, as a recent Georgia Court of Appeals decision illustrates.

Tillman v. Mejabi

The victim in this case suffered serious injuries in a 2011 automobile accident. There was no disputing the other driver was at fault. The victim’s attorney therefore sent a demand letter to the other driver’s insurance company, seeking to recover the maximum benefit available under the driver’s policy, which was $25,000. (The plaintiff’s actual damages were significantly higher, about $70,000.) The attorney’s letter said payment of the $25,000 would constitute “full and final settlement of this matter.”

Appeals Court Holds Estate Cannot Directly Sue Insurer Over Fatal Van Accident

March 19, 2015 | Benjamin S. Persons, IV

Motor carriers—persons and corporate entities who contract for the transportation of household goods or passengers—must carry insurance in order to legally operate in Georgia. Georgia law further provides a person injured as the result of a motor carrier’s negligence may directly sue the carrier’s insurance company for damages. But there are exceptions to this rule, as the Georgia Court of Appeals explained in a recent decision.

Mornay v. National Union Fire Insurance Co.

This case arose from the death of a 69-year-old woman who had been living in a nursing home. The woman was also receiving Medicaid benefits. The State of Georgia had a contract with a motor carrier to provide transportation services for Medicaid patients. The contractor, in turn, hired a subcontractor to help carry out the state contract.

Georgia Appeals Court Holds Road Contractor Not Responsible for Car Accident

March 14, 2015 | Benjamin S. Persons, IV

In a product liability case, a plaintiff attempts to hold a defendant responsible for the negligent design of a product that caused injury. But, what if the “product” is a public roadway maintained by private contractors? Can a plaintiff injured in an automobile accident caused by a defectively maintained road sue the contractor responsible for the maintenance? The Georgia Court of Appeals recently addressed this question.

Brown v. Seaboard Construction Company

The plaintiff in this case was injured in a one-car accident. She was a passenger in a vehicle traveling down a causeway. The car hit a pothole filled with water, causing the vehicle to hydroplane and collide with a nearby guardrail.

Why Do Federal Courts Have Jurisdiction Over Some Georgia Personal Injury Cases?

February 27, 2015 | Benjamin S. Persons, IV

Most personal injury cases are filed in state court. That is because most torts, including personal injury, are governed by state law. There are, however, times when a personal injury case is filed in state and then removed (transferred) to a federal court. This is typically done by out-of-state defendants, usually corporations, who believe the federal court gives them an advantage.

Federal courts are generally thought to be friendlier towards defendants than state courts. One reason for this is that, although state law still governs the underlying personal injury lawsuit, federal courts follow different rules regarding the admission of evidence than state courts. The federal rules are uniform throughout the country, while the rules in a Georgia state court are specific to the state.

That said, a defendant cannot remove a case from state to federal court unless certain legal requirements are met. First and foremost, there must be complete “diversity” among the parties. This just means the plaintiff and defendant must be residents of different states. For example, if a Georgia plaintiff files a personal injury lawsuit against a business incorporated in Florida, there is complete diversity.

Indemnification Clause Does Not Protect Railroad From $16 Million Judgment

February 17, 2015 | Benjamin S. Persons, IV

Indemnification is an important concept in personal injury law. Basically, if A indemnifies B, and C sues B for negligence and wins, B can then sue A to recover some or all of the cost of paying the damage award to C. Business contracts often contain indemnification clauses to address potential personal injury lawsuits arising from the relationship.

CSX Transportation, Inc. v. General Mills, Inc.

Here is a recent example of how courts apply Georgia law to indemnification clauses. This dispute involved an alleged breach of contract. The parties were CSX Transportation, the railroad company, and cereal manufacturer General Mills, which operates a plant in Newton County. General Mills hired CSX to construct a private “sidetrack” connecting its plant with CSX’s main railroad line. Under the agreement, General Mills had the right to handle some of the “switching” operations—the process of moving and connecting railroad cars to a train—independent of CSX. Accordingly, the contract contained an indemnification clause whereby General Mills “assume[d] all risk of loss, damage, cost, liability, judgment and expense (including attorneys’ fees) in connection with any personal injury” arising from any switching it oversaw.

Federal Judge Says Mother Cannot Sue for Stillborn Child’s “Pain and Suffering”

February 13, 2015 | Benjamin S. Persons, IV

The death of a child is always a tragedy for the parents. When that death is the result of negligence or medical malpractice, the parents will understandably seek justice against the responsible professionals. But, justice is a more complicated matter when the child dies before birth. A recent decision by a federal judge in Atlanta addresses the difficulty raised when trying to decide when life begins for purposes of the law.

Durden v. Newton County

This sad case arises from a 2012 incident involving a pregnant woman incarcerated in Newton County. An Alabama-based contractor helped provide the woman’s medical care while in prison. The prison and the contractor understood this was a “high-risk” pregnancy.