Negligence

Common Insurance Company Defenses in Car Crash Cases

December 2, 2022 | Benjamin S. Persons, IV

Plaintiff’s winning percentage in court has declined over the last several years, mostly because insurance company revenue has skyrocketed over this same period to more than $1 trillion per year. As a result, these companies can now hire more effective lawyers and allow them to go to trial if necessary. Usually, the insurance company’s trial strategy in a vehicle collision claim revolves around one of the three defenses discussed below.

Back in the day, when the plaintiff’s winning percentage was high, and insurance companies had limited resources, almost any lawyer could successfully handle a vehicle collision claim. In the current environment, only a Marietta personal injury attorney can obtain the best possible result in such claims. That result usually includes maximum compensation for the victim’s economic losses, such as medical bills, and noneconomic losses, such as pain and suffering.

Last Clear Chance

High-Speed Police Chase Kills Two, Injures Three

November 30, 2022 | Benjamin S. Persons, IV

To defend their actions, officers claimed a reckless chase lasted only 37 seconds before the driver caused a fatal wreck. However, in a high-speed pursuit, thirty-seven seconds is an eternity.

According to Georgia State Police investigators, the crash happened on Northside Drive and 14th Street after Atlanta police tried to conduct a traffic stop at 17th Street. Suspects in a white Toyota RAV4 drove away on Northside Drive and failed to stop at the red light. The RAV4 crashed into a Mitsubishi Outlander, almost instantly killing an Uber driver and passenger. Three people inside the suspect vehicle were rushed to a nearby hospital with serious injuries.

Georgia State Patrol officials have not commented on what charges will be filed in this case.

What You Should Know About Nursing Home Falls

April 8, 2022 | Benjamin S. Persons, IV

Frequently, a fall puts a person in a nursing home, and a subsequent fall keeps the person there longer than expected. Falls account for 40%of nursing home admissions, and 60% of residents fall at the facility.

Understaffing and overcrowding contribute to many of these incidents. Groundskeeping and other such maintenance areas are often the first things to get cut when nursing homes have trouble hiring workers. Additionally, since the elderly population is expanding so rapidly, many facilities are almost constantly under construction. Construction zones are hazardous for older adults.

Falls normally cause very serious injuries. A Marietta personal injury attorney can obtain the compensation these victims need and deserve. This compensation usually includes money for economic losses, such as medical bills, and noneconomic losses, such as pain and suffering.

Convenience Store in High-Crime Area Not Liable for Attack on Customer

September 30, 2020 | Benjamin S. Persons, IV

The typical premises liability claim involves a customer who is injured slipping and falling in the aisle of a store. In such cases, the legal question is whether or not the store owner breached its legal duty to keep its premises “in a reasonably safe condition” for invited members of the public. The owner is not, however, required to absolutely guarantee a patron’s safety.

ABH Corporation v. Montgomery

In some cases, a store owner’s duty may extend possible criminal acts that occur on its premises. But this can be much trickier to prove than a simple slip and fall. This is because the victim must prove that the store owner had “reason to anticipate” the criminal act and failed to exercise “ordinary care” to protect the public. The mere fact that a crime occurred, or even that the neighborhood may be considered more prone to criminal activity, is not enough to establish the store owner’s legal liability.

11th Circuit: Atlanta Condo Managers Failed to Promptly Inform Insurer of Emlpoyee’s Sexual Assault

August 31, 2020 | Benjamin S. Persons, IV

If you are involved in a car accident, you should always promptly notify your auto insurance carrier. Failure to do so may lead the insurer to deny coverage. This is a basic rule of Georgia insurance law that applies equally to large companies. At the end of the day, an insurance policy is a contract, and you are expected to strictly adhere to its terms, including any notice requirements.

Nationwide Property & Casualty Insurance Company v. Renaissance Bliss, LLC

Indeed, a failure to notify can affect the rights of third-party victims who may end up suing an insured entity. A recent decision from the U.S. 11th Circuit Court of Appeals in Atlanta, Nationwide Property & Casualty Insurance Company v. Renaissance Bliss, LLC, provides an illustration of this principle. This particular case began with the rape of a property manager at a Georgia condominium complex. The sexual assault occurred in the property’s parking lot. When police later arrived at the scene, they learned that the parking lot’s security cameras, which might have captured footage of the assault, were not operational.

The Importance of Establishing Causation in a Georgia Personal Injury Lawsuit

July 31, 2020 | Benjamin S. Persons, IV

Causation is a key element of any personal injury claim. What do we mean by that? Basically, if you are in a car accident and later sue the other driver for damages, it is not enough to show that person’s negligence led to the accident. You also need to show that the accident was the “proximate cause” of any physical, mental, or monetary loss that you suffered. Absent such proof causation, there is no viable personal injury claim.

Coleman v. State Farm Mutual Automobile Insurance Company

As a general rule, you do not need expert evidence, such as testimony from your doctor, to prove causation. As with every rule, there are exceptions. For instance, if your personal injury claim involves a “medical question” that requires specialized medical knowledge–i.e., something the average juror could not understand without some sort of guidance from a trained professional in that specialty–then the court will require such evidence before allowing a case to proceed.

Georgia Bus Operator May Face Punitive Damages Over Accident

December 27, 2019 | Benjamin S. Persons, IV

Many auto accidents are caused by drivers operating vehicles on behalf of their employers. When this happens, the employer is typically liable for the employee’s negligence under a legal principle known as “respondeat superior.” If the employer admits respondeat superior applies, then the injured victims are normally barred from bringing separate claims against the employer for “negligent hiring, hiring, retention, supervision, training, and entrustment.”

There is an exception to this rule, however, if the plaintiff seeks punitive damages arising from the accident. Again, punitive damages are not typically awarded in personal injury cases. In this context, punitive damages are only available if the plaintiff can prove the defendant employer itself was negligent to the point where it engaged in “willful misconduct, malice, [or] fraud.”

Kraese v. Jialiang

Ga. Court of Appeals: Bus Driver Not Responsible for 5-Year-Old’s Death

July 2, 2019 | Benjamin S. Persons, IV

Parents entrust their children to a number of responsible adults every day, including teachers and bus drivers. When something goes wrong and the child is injured–or even killed–while under another person’s care, the parents understandably want to hold that person responsible. Unfortunately, the law does not always help parents in this regard, particularly when the responsible person happens to be a public employee.

Odum v. Harn

A recent ruling from the Georgia Court of Appeals, Odum v. Harn, typifies the uphill battle parents face when seeking accountability. This case involves a 2013 accident that resulted in the death of a 5-year-old child. The victim was riding on a Bryan County school bus operated by the defendant.

11th Circuit Revives Disabled Truck Driver’s Lawsuit Over Forklift Operator’s Alleged Negligence

June 14, 2019 | Benjamin S. Persons, IV

You probably know that if you are injured on the job, workers’ compensation covers your employer’s liability for the accident. Workers’ compensation does not apply to third-party liability, however. In other words, if your work-related accident was caused by someone other than your employer (or someone working for your employer), you can still file a separate personal injury lawsuit against that party.

Newcomb v. Spring Creek Cooler, Inc.

Of course, unlike “no-fault” workers’ compensation benefits, you still have to prove that the third party did something wrong. The third party may turn around and argue you were either at-fault for the accident, or you should have been aware of the dangerous condition that caused your injuries.

Georgia Supreme Court Holds Insurer Not Responsible for $5.3 Million Accident Judgment

April 12, 2019 | Benjamin S. Persons, IV

Most personal injury claims arising from an auto accident are paid via a settlement with the negligent driver’s insurance company. What happens when the insurer refuses to settle and the injured parties successfully sue the negligent driver for damages? In such scenarios, the driver may be able to sue the insurer for its “bad faith” refusal to settle the personal injury claim in the first place.

First Acceptance Insurance Company of Georgia, Inc. v. Hughes

When does an insurance company’s “duty to settle” actually arise? Does the insurer have to wait for the injured victims to file a lawsuit? Or should the insurer reasonably anticipate when such a lawsuit is likely to occur? The Georgia Supreme Court recently addressed both of those questions.