Auto Accidents

Whose Insurance Applies in Rideshare Accidents?

September 30, 2021 | Benjamin S. Persons, IV

If you are injured in an accident while traveling in an Uber, Lyft, or other rideshare service, you may question whose insurance policy applies. Should you attempt to seek coverage from the rideshare company’s insurance or from the driver’s personal car insurance? The answer will depend on the type of insurance the driver possesses and the status of the driver when the accident occurred. The following article will discuss situations where a rideshare company’s car insurance applies to an accident, as well as situations where a rideshare driver will have to use his own auto insurance after an accident.

When Does the Rideshare Company’s Car Insurance Policy Apply?

In order to determine if the rideshare company’s car insurance applies, you must first determine the status of the rideshare driver at the time of the accident. For example, if the rideshare driver’s app is on and that driver is waiting for a customer to request a ride when an accident occurs, Uber and Lyft both provide the following types of liability coverage for the driver:

Should I Hire a Car Accident Attorney?

September 10, 2021 | Benjamin S. Persons, IV

If you were recently injured in a car accident and plan to sue the other driver, you may consider hiring a personal injury attorney who has experience litigating these kinds of accidents. This article will provide some information regarding the role of car accident attorneys.

What Does a Car Accident Attorney Do?

A car accident attorney is a personal injury attorney who typically engages in some of the following duties:

How Motorists and Cyclists Can Prevent Bicycle Accidents

August 31, 2021 | Benjamin S. Persons, IV

According to the National Safety Council, there were approximately 1,089 bicycle deaths that occurred in 2019. Furthermore, 712 of these deaths were the result of motor vehicle accidents. The National Safety Council has classified these as preventable deaths, meaning that if motorists and cyclists take the proper precautions, these deaths would be less likely to occur. The following article will provide some helpful tips for both motorists and cyclists to avoid the occurrence of bicycle accidents in the future.

Tips for Motorists

Obey all posted speed limits. By adhering to the posted speed limits, you can help ensure that you are able to safely avoid hitting a cyclist in an emergency. Additionally, you should also ensure that you adjust your speed accordingly when there are dangerous road conditions, such as ice or rain.

Georgia Enacts Changes to Law Regarding Teen Driving

August 6, 2021 | Benjamin S. Persons, IV

According to the Centers for Disease Control and Prevention (CDC), about 2,400 teenagers (aged 13 to 19) were killed in car accidents in 2019. This same year, an estimated 258,000 teenagers were treated in emergency departments for injuries suffered in car crashes. Georgia has recently enacted some changes to a law that was created to reduce the amount of teenage car accidents.

Joshua’s Law

In 2007, the state of Georgia enacted “Joshua’s Law.” On July 1, 2003, 17-year-old Georgia resident Joshua Robert Brown was driving on a two-lane highway in the rain when his vehicle began to hydroplane and crashed into a tree. The accident left Joshua severely injured and though he fought to stay alive for nine days, he finally passed away on July 9, 2003.

Crashes With Large Trucks are Bad News for Cars

July 16, 2021 | Benjamin S. Persons, IV

Size matters in traffic accidents. Traffic accidents involving large vehicles frequently result in more, and more severe, injuries to those in the smaller vehicles. 18-wheeler commercial trucks are the blue whales of the highways. Nothing is bigger. Consequently, accidents between passenger cars and tractor-trailer rigs are much more likely to end in death or severe injuries, with those fates falling disproportionately upon the occupants of the passenger vehicles. It is not that the occupants of the 18-wheelers are never killed or injured – of course they are. But the occupants of passenger vehicles involved in accidents with tractor-trailers invariably suffer more serious injuries.

Accidents With Large Trucks Can Lead to Severe Injuries

More than 4,100 people were killed in traffic accidents involving large commercial trucks in 2019. In 2018, there were 176,000 people injured in such accidents. Of the 2019 fatalities in crashes involving large trucks, only 16% were occupants of the trucks, while 67% were occupants of passenger vehicles. The rest were motorcyclists, bicyclists, or pedestrians. Similarly, in 2018 82% of the deaths in accidents involving tractor-trailer rigs and other large commercial trucks occurred among people who were not occupants of the trucks. Every year, the vast majority of both injuries and fatalities in crashes involving large commercial trucks and passenger vehicles are not occupants of the trucks.

How to Deal With Aggressive Drivers in Georgia

July 9, 2021 | Benjamin S. Persons, IV

Road rage has been on the rise lately in the state of Georgia. In fact, just this year there have been over a dozen road rage shootings in Atlanta alone. The Georgia State Patrol has indicated that it is working diligently to deal with these road rage issues. Georgia State Patrol Sergeant Jay Trawick has asserted that there are things drivers can do to safely avoid a road rage accident. The following article will address some ways to deal with aggressive drivers and minimize the occurrence of road rage accidents.

What is road rage?

Road rage occurs when a driver commits an assault with a motor vehicle or other dangerous weapon on the driver or passengers of another motor vehicle. This conduct can endanger other people and property. A driver typically engages in road rage when the conduct or actions of another driver enrages him enough to respond with aggressive behavior.

Watch Your Back for Rear-End Collisions

June 11, 2021 | Benjamin S. Persons, IV

Realistically, there is not much you can do if you are on the receiving end of a rear-end traffic accident. Few people keep a constant watch on their rear-view mirror to look for threats – pretty much everybody focuses their attention on what is ahead of them – and even if you see a car bearing down on you from behind, you rarely can tell if the person actually is going to hit your vehicle before stopping. Even if you know that to be the case, as often as not you have nowhere to go to get out of the way anyway. Most rear-end accidents happen when your vehicle is stopped and the driver of the vehicle behind you fails to notice in time.

Rear-end Accidents Happen More Than Any Other Collision

Rear-end crashes are the most frequent type of traffic accident, accounting for nearly one-third of all collisions on the roadways. Other sources claim that 40% of the 6 million or so traffic accidents in the United States annually are rear-end collisions. Either number is a significant percentage, especially if you are in the car being struck from behind. Occupants of the front vehicle in a rear-end accident suffer the most injuries. This is largely because the impact is unexpected for the occupants of the vehicle being hit from behind and they have no time to evade or prepare. Further, airbags are not designed to deploy in rear-end collisions and rarely do unless the car being rear-ended is forced into a vehicle in front of it by the impact. In contrast, the airbags in the vehicle behind deploy as designed. Common injuries among occupants of the vehicle struck from behind include face, head spinal cord, and neck injuries, as well as whiplash.

Don’t Snap and Drive: Social Media Companies Face Accountability for Their Role in Car Accidents

May 14, 2021 | Benjamin S. Persons, IV

Social media can be a valuable tool in our modern society. It helps keep us connected and updated on what is happening around the world. However, sometimes the use of technology can be dangerous, especially while driving. Can social media companies be held responsible when drivers are injured while using their apps? The following article will discuss two recent cases in which plaintiffs attempted to hold Snapchat (Snap, Inc.) responsible for its alleged role in contributing to car accidents.

Lemmon v. Snapchat

In 2017, three young men in Wisconsin were killed in a car accident while using Snapchat’s “speed filter.” The driver of the vehicle was traveling at speeds of up to 123mph and attempted to document his actions on Snapchat. In the process, he ran the car off the road and crashed into a tree, killing himself and the other passengers.

What to Do Immediately After a Car Accident

April 30, 2021 | Benjamin S. Persons, IV

Unfortunately, car accidents are an inevitable part of life. In Georgia, car accidents are the leading cause of injury deaths and the second-leading cause of hospitalizations and emergency room visits. Even if you are a cautious driver, you may be involved in an accident with another driver. Being in a car accident can be a traumatic experience, and if you have never been in a car accident before, you may not know what steps you are supposed to take afterwards. The following tips will provide you with the necessary steps to take if you are ever involved in an accident.

Move your vehicle

If your accident is minor and there is no major structural damage to the vehicle, move the vehicle out of traffic, preferably to a well-lit area. This will help minimize the risk of other vehicles colliding with your car while it is sitting in traffic and will ensure that you and your vehicle are safe from oncoming vehicles.

Underride Accidents are Uncommon but Deadly

April 9, 2021 | Benjamin S. Persons, IV

Underride accidents, a type of accident involving passenger vehicles and tractor-trailer rigs, are responsible for only about 1% of all highway fatalities annually. However, like their cousin “override” accidents, underride accidents are particularly lethal for the occupants of passenger vehicles involved. In addition, safety groups tend to focus on underride accidents because of the belief that such accidents are preventable, given the proper safety equipment. Underride accidents occur when a passenger strikes a tractor-trailer rig from behind or from the side. Because the trailer in a tractor-trailer 18-wheeler rides much higher than most passenger vehicles, such collisions often result in the passenger vehicle driving under the trailer of the 18-wheeler. This frequently wedges the passenger vehicle under the trailer and essentially cuts the top off the passenger vehicle. Occupants of the passenger vehicles frequently suffer catastrophic, often fatal, upper body injuries, including decapitation. While the federal government has taken some regulatory steps to address the issues, there remain safety groups who are not satisfied with the progress.

Preventing Underride Crashes is Simple, But Complicated

On one level, preventing underride crashes is as simple as installing barriers that make it difficult or impossible for passenger vehicles to drive under the trailer of an 18-wheel rig. Unfortunately, that is not as simple as it sounds. Underride crashes cause far fewer accidents, injuries, and fatalities than do other primary causes such as speeding or driving under the influence of alcohol or drugs. Underride accidents caused an average of 219 traffic deaths annually from 2008 through 2017, accounting for less than 1% of all traffic deaths during that time frame. On the other hand, that number represents more than 5% of all deaths involving large commercial trucks over the same time period. The fact is, underride accidents tend to be fatal, certainly for the people in the passenger vehicles involved.