Auto Accidents

Georgia Appeals Court Reviews Tragic Car-Truck Accident, Finds Neither Driver Responsible

August 4, 2013 | Benjamin S. Persons, IV

Sometimes there’s a deadly automobile accident where neither driver is legally at fault. The Georgia Court of Appeals recently made just such a finding with regards to a June 2010 highway accident just outside of Albany. While a trial judge thought there were issues for a jury to sort out, a three-judge panel of the Court of Appeals unanimously agreed the undisputed facts showed neither party could be held legally responsible.

The accident involved a woman driving her car on a northbound lane. A truck in the southbound lane suddenly veered across the turning lane and struck the car. The woman driving the car suffered a broken leg and other injuries. The man driving the truck sustained a head injury and could not recount the details of the accident to a police. It was later discovered the truck driver had suffered a stroke just before the accident, and he died a few weeks later.

The automobile driver sued the truck driver’s estate for negligence. The truck driver’s executor responded by filing a negligence counterclaim against the automobile driver. The trial judge refused both parties’ motions for summary judgment but allowed them to appeal that decision to the Court of Appeals.

Driver Exclusions Can Deny Accident Victims Access to Damages

June 14, 2013 | Benjamin S. Persons, IV

Under Georgia law, an automobile insurance policy may exclude certain individuals from coverage. For example, if you purchase insurance coverage for your vehicle, you may want to exclude your child from coverage if he has a poor driving record; such an exclusion can improve your own insurance rate. The courts will generally honor an exclusion if it is clear and unambiguous.

A recent decision by a federal judge in Macon helps explain this subject. The underlying case arose from a fatal December 2006 automobile accident. One person–the driver deemed solely responsible for the accident–died while another man suffered serious injuries. In 2008, the surviving injury victim filed a negligence suit in Dooley County Superior Court against the estate of the deceased driver. The victim also sued the driver’s parents, who owned the car, for negligent entrustment, that is negligently providing their son with access to their automobile.

The parents held an insurance policy on their automobile from Progressive Max Insurance Company. About a month before the accident, the father signed a “Name Driver Exclusion Election” listing his son as an excluded driver. The language of the exclusion stated, “No coverage is provided for any claim arising from an accident or loss involving a motorized vehicle being operated by an excluded driver.” This included any claims made against the parents or their son for “vicarious liability” arising from the son’s operation of the vehicle. Vicarious liability refers to the responsibility of a superior for the acts of his agent. This commonly arises in cases where a company is liable for negligent acts committed by an employee.

Georgia Law Does Not Require Used Car Dealers to Look for Defective Tires?

May 31, 2013 | Benjamin S. Persons, IV

Is a used car dealer responsible for selling a van with defective tires? A divided Georgia Court of Appeals recently weighed in on this question, declaring that dealers are not negligent when they fail to perform a basic inspection that would show a vehicle they sold had the wrong make and size of tires. car crash.jpg

The court’s decision arose from a fatal 2008 accident involving a Chevrolet Sport passenger van. In 2006, Redding Swainsboro Ford Lincoln Mercury acquired the van as a customer trade-in. Redding then sold the van wholesale to another dealer, S&S Auto Sales. S&S in turn sold the van to a passenger transportation company. The company used the van to transport workers to a poultry processing plant. In May 2008, the driver lost control of the van when the tread belt on the left-front tire separated. The van crossed the opposing traffic lane and crashed into a tree. One of the eight passengers died and the other seven suffered serious injuries.

According to the passengers, the tire that failed was designed for a smaller passenger vehicle. The van required light truck tires. Neither the van’s current owner nor the two used car dealers that previously owned the vehicle noticed this defect.

Georgia Court Says Insurer’s “Promise” Enough to Form Binding Settlement in Personal Injury Cases

May 24, 2013 | Benjamin S. Persons, IV

Following an automobile accident, it’s common for injured parties to seek compensation, either from the person who caused the accident or their insurance company. It’s usually in an insurance company’s interest to settle accident claims without litigation. But a settlement is predicated on both sides coming to a mutual agreement. The insurance company shouldn’t be allowed to pull a “bait-and-switch” and change the terms of a settlement unilaterally.

Unfortunately, that’s just what happened in a March decision from the Georgia Court of Appeals. A sharply divided seven-judge panel upheld a “settlement” between an accident victim and an insurance company where the latter never actually agreed to the proposed terms. Nonetheless, a majority of the appeals court declared there was a binding contract.

Attorney vs. Insurance Company

Is it Illegal to Flash Your Headlights at Other Motorist to Warn of Speed Traps? Florida Man Wins Suit that Allows Motorists to Flash Lights

November 11, 2011 | Benjamin S. Persons, IV

At some point you or someone you know has probably flashed their headlights into oncoming traffic to warn them of an upcoming speed trap, and probably never worried about the fact there may be a crime being committed. But is it really illegal? This situation is exactly what got Erich Campbell, a college student from Land O’ Lakes, Florida, ticketed in December of 2009. Though Mr. Campbell felt he was just being helpful, the Florida Highway Patrol did not share his sentiment, and wrote him a citation for flashing his lights to warn oncoming of traffic of a speed trap. He told the Florida Highway Patrol at the time that he had no idea providing a warning to fellow motorist was a violation of any laws.

After researching the situation, Mr. Campbell decided he was not going to take the ticket lying down, and felt what he did was completely permissible under the law. In September he filed a lawsuit on his own behalf, as well as for every other in driver in Florida ticketed for the same violation over the previous six years. The lawsuit accused police of misinterpreting state law and violating motorists’ free speech rights. He further claimed that there was no law on the books that would prevent him from warning other motorist of police up ahead. Campbell’s attorney said he felt that police were misinterpreting a law that’s meant to ban drivers from having strobe lights in their cars or official looking blue police lights. Campbell said that most of the tickets that were issued were, “Frustrated police officers who feel they were disrespected. When someone comes along and rats them out, they take offense to it.”

After Dog is Run Over and Killed, Family Receives Bill for Bumper Damage From State Farm

November 4, 2011 | Benjamin S. Persons, IV

State Farm Insurance made an interesting decision when they recently asked a family to pay for repairing a broken bumper after their dog was struck by a vehicle and killed. Kim Flemming’s 12 year-old yellow Labrador Jake was struck by the vehicle in the family’s quite neighborhood just outside of Aurora, Ontario. Ms. Flemming had just gotten home from work when a man came to the door to let her know he had run over the family pet. “I got to the road and he was dying,” Fleming told local media. “He died in my arms.”

Just as the Flemming’s were beginning to get over the tragedy they received a bill from State Farm insurance in the amount $1,648.95 for the man’s bumper who ran over Jake. The letter, that included five pages of documentation and three pages of photographs, said that through their investigation they determined Ms. Flemming to be “100-per-cent responsible” for the damage to the vehicle, and stated, “As such, we are looking to you for reimbursement.” The bill included costs for parts and labor for replacing the bumper, as well as the cost of the rental car for the person who ran over Jake. State Farm spokesman John Bordigon responded to media questions over the bill with little compassion stating, “They could have made sure their dog wasn’t free on the roadway.”

Cobb County Jury Returns Record $40 Million Dollar Verdict for Husband’s Wrongful Death and Widow’s Personal Injuries

September 28, 2011 | Benjamin S. Persons, IV

As a Marietta Trucking Lawyer, I’m always interested in significant Cobb County trials involving tractor trailer collisions. On Thursday I watched closing arguments in the case of Theresa Foster v. Landstar Ranger, Inc. et al. The case was filed by a Blakely, Georgia woman seeking to hold a Florida trucking company accountable for a 2007 collision that killed her husband, William Foster, killed a friend, Jay Demont, and caused her serious personal injuries. The evidence presented by the widow’s lawyers was compelling. As I left the Courthouse that evening, I felt fairly confident the jury would return a large eight figure verdict, but then you never know. On Friday the jury reached a verdict, awarding $40 million to Mrs. Foster, thought to be a record in a Georgia wrongful death case.
The driver of the Landstar 18-wheeler, Stephen Collins, ran a stop sign and collided with the Foster’s vehicle on February 11, 2007 while they were on a hunting trip in the southwest Georgia town of Blakely. Mrs. Foster’s lawyers presented evidence that Mr. Collins ignored 10 indications that he was approaching a stop sign, including rumble strips, lights, and signs. At the time of the accident, Collins was transporting a cargo of rubber pellets that caused the weight of his 18-wheeler to be over 77,000 pounds when it crashed into Mr. Foster’s 2002 Ford F-150. Both Foster and Demott were riding in the front seat of the truck, while Mrs. Foster who suffered broken ribs and a fractured vertebra was the lone back seat passenger.

In Georgia, if a trucking company kills someone, they are responsible for the value of that person’s life as well as the lost earning capacity of that person. Mr. Foster was a large wage earner and a successful businessman. Mrs. Foster’s lawyers presented a thorough economic analysis, supported by testimony of expert economists, accountants, and Mr. Foster’s business partners, that Mr. Foster’s lost earning capacity exceeded $43 million dollars. Landstar’s lawyers argued that the number was too high, but failed to present any evidence supporting a different number. From my point of view, it appeared the defense strategy was to sit back and rely on the reputation of Cobb County juries to deliver low verdicts.

At Church on Sunday I was asked a good question. “If a Florida corporation killed a Blakely, Georgia man in Blakely, why did the case get tried in Cobb County?” The answer surprised them, in Georgia cases are tried where the Defendant lives. Corporations “live” wherever they choose to have a registered agent. Ironically, Landstar Ranger, Inc. choose to set up their registered agent in Cobb County, because of our County’s reputation for very low verdicts. They figured if they ever killed anyone with a tractor-trailer they would get to pay less if the case was tried in Cobb County. However, from my experience as a Cobb County Personal Injury Lawyer, this perception is outdated. More often than not, Cobb County juries do the right thing and reach verdicts based on the evidence, whether that means a large or small verdict.

Recent Georgia Supreme Court Decision a Victory for Victims of Drunk Drivers

July 19, 2011 | Benjamin S. Persons, IV

The Georgia Supreme Court in Flores et al. v. Exprezit! Stores 98-Georgia, LLC, ruled last week that a convenience store can be sued if it sells alcohol to a visibly intoxicated person who subsequently injures others. The original suit involved a Clinch County convenience store that sold a twelve pack of beer to a visibly intoxicated man, Billy Joe Grundell. About four hours after the purchase, Grundell’s vehicle crossed the center lane of a highway and collided with a van head-on in an accident that took his life as well as five others, including children who were six and three months old. At the time of the accident Grundell’s blood alcohol level was twice the legal limit.

The decision revolved around the interpretation of Georgia’s “Dram Shop Act,” which provides that a person who sells, furnishes, or serves alcohol to an intoxicated person of lawful drinking age shall not be liable for injury, death, or damage that person causes because of their intoxication. However, the act also states that a person who knowingly sells alcohol to a noticeably intoxicated person when they know that person will soon be driving may become liable.

Preventing and Reducing Auto Accident Injuries and Deaths, the Goal of Georgia’s New Car Seat Law

July 6, 2011 | Benjamin S. Persons, IV

As of July 1, 2011 any child who has not reached the age of 8 must be restrained in a car or booster seat while riding in any vehicle. In addition, the car seats must be in the back seat, and the seats must be designed for the proper age, weight, and height of the child, as well as meet all U.S. Federal Guidelines.

Motor vehicle accidents are the leading cause of death from children 3 to 14 years old, but when they are properly restrained it greatly reduces the risk of injury against everything from sudden stops to head-on collisions. Children who do not use child passenger seats are three times more likely to be injured than those who are using them. It is also very important to use child seats properly per the manufacturing guidelines as research shows that nearly 75 percent of child safety seats are not properly installed.

The Georgia Office for Highway Safety director Harris Blackwood, calls this new law, “a landmark in child safety.” Blackwood feels that the new law greatly improves the overall safety of 6 and 7 year olds riding in cars in Georgia.

The new law will apply to passenger vehicles, vans, and pickup trucks. It will be a few months before law enforcement will fully enact the law, but the first violation of the car seat law will result in a $50.00 fine, while second and subsequent convictions will result in $100 fines. The first conviction will add one point to a driver’s license, and the second and subsequent violations will add two points. Repeat offenders may also face losing their license all together.

Allstate Agrees to $10 Million Dollar Settlement Over Claims Handling Policies

October 28, 2010 | Benjamin S. Persons, IV

The National Association of Insurance Commissioners’ eighteen month investigation of Allstate’s claims handling practices ended this month with Allstate agreeing to pay a $10 million dollar settlement. The primary focus of the investigation and settlement relates to Allstate’s use of a claims handling software called Colossus. Allstate has agreed to make several changes to it’s claims handling policies. However as a injury claim lawyer, I still advise caution when dealing with giant insurance companies like Allstate.

Their are many types of insurance claims where hiring a lawyer is typically not necessary, such as clear liability property damage claims. When dealing with a company like Allstate, whether you hire a lawyer or not, it’s always a good idea to at least consult with a lawyer. Most personal injury lawyers provide free consultations and information gathered from a lawyer consultation can be an invaluable resource for determining whether you are being treated fairly by an insurance company.