Auto Accidents

Can a Long-Term Illness Cause a “Sudden Emergency”?

August 20, 2016 | Benjamin S. Persons, IV

In Georgia, a defendant in a personal injury case arising from a car accident may argue what is known as the “sudden emergency” defense. Put simply, this means the defendant alleges he or she was presented with a sudden emergency and had insufficient time to react. If this was the case, the sudden emergency relieves the defendant of any and all liability for any accident arising from the sudden emergency.

Woodard v. Dempsey

The key to this defense is that the defendant could not have reasonably foreseen the emergency—otherwise it is not really a “sudden” emergency. An ongoing federal lawsuit in Atlanta illustrates how factual disputes over whether a defendant has alleged an actual emergency may arise.

Georgia Judge Settles Question of Who Owned Car on Day of Fatal Accident

August 13, 2016 | Benjamin S. Persons, IV

Insurance policies frequently cover any damages incurred due to a car accident. But it is not unusual in Georgia for insurance companies to disclaim or otherwise reject coverage if the insured does not strictly comply with all terms of the policy. In some cases, insurance companies may end up fighting among themselves over who is liable for any damages arising from a personal injury claim.

Selective Insurance Company of America v. Russell

A federal judge in Gainesville recently addressed such a case. This is one of two lawsuits arising from a 2011 car accident. Two vehicles collided, resulting in the death of a passenger in one of the cars. The driver of Car A and the estate of the deceased passenger sued the driver of Car B in Georgia state court.

Georgia Court Sorts Out Responsibility for Deadly Three-Car Accident

July 17, 2016 | Benjamin S. Persons, IV

In a personal injury lawsuit, such as a negligence claim arising from a car accident, the plaintiff must establish causation—that is, how the defendant’s actions were the proximate cause of the plaintiff’s injury. If a plaintiff fails to advance a plausible theory of causation, a Georgia court may dismiss the case at the summary judgment stage.

Elder v. Hayes

In a recent case, the Georgia Court of Appeals dismissed a personal injury and wrongful death lawsuit against a driver involved in a three-car accident that took place in Athens, Georgia, in 2010. The critical legal issue was the plaintiff’s theories of causation against the defendant driver. The Court of Appeals determined there was insufficient evidence for a jury to find the defendant was responsible for the defendants’ injuries.

When Does an Insurance Settlement Offer Become a Binding Agreement?

June 30, 2016 | Benjamin S. Persons, IV

Dealing with insurance companies is often the first legal issue that needs to be managed following a car accident. While many cases are amicably resolved with insurers without the need for litigation, accident victims always need to tread carefully lest they inadvertently sign away their legal rights. As a recent Georgia Court of Appeals decision illustrates, when you propose to settle a case you must be prepared to live with the consequences.

Partain v. Pitts

The plaintiff and defendant in this case were drivers involved in a car accident. The plaintiff sued the defendant, alleging the latter’s negligence caused the accident and the plaintiff’s resulting injuries. Four days after filing suit, the plaintiff’s attorney sent a settlement letter to the claims adjuster for the defendant’s car insurance carrier. The letter said the plaintiff would agree to sign a limited liability release in exchange for $50,000, which was the coverage limit of the defendant’s insurance policy. The letter further said the offer would only remain good for two weeks, and the plaintiff’s attorney had to receive a check by the deadline, otherwise the settlement offer was rescinded.

Georgia Court Sorts Out Uninsured Motorist Coverage Involving Multiple Insurers

June 24, 2016 | Benjamin S. Persons, IV

Uninsured motorist coverage extends the protection of your own automobile insurance to accidents caused by another party who lacks sufficient insurance to compensate you for any injuries. For example, let’s say a drunk driver hits you. You subsequently sue the driver and win $1,000,000 in damages from the jury. But the driver only has $25,000 in insurance and lacks any other assets to pay the remainder of the judgment. In this situation you could seek compensation under your own policy’s uninsured motorist coverage.

Coker v. American Guarantee and Liability Insurance Company

The above example seems relatively straightforward. But what happens when there are multiple insurers who may be liable for the same accident? A federal appeals court in Atlanta recently addressed such a case.

Suing a Non-Georgia Resident Following a Car Accident

June 18, 2016 | Benjamin S. Persons, IV

Many Georgia car accidents involve motorists from other states. If you are injured by a nonresident driver’s negligence, you can still seek to recover damages through the Georgia courts. It is important to understand that there are special conditions imposed by Georgia law in such cases. You must make every effort to locate the out-of-state defendant and ensure he or she is properly served with a copy of your lawsuit. As a recent Georgia Court of Appeals decision illustrates, these requirements are not optional.

Covault v. Harris

The plaintiff in this case was involved in a two-car accident in Fulton County, Georgia. The plaintiff and the defendant were traveling towards the same intersection when, according to the plaintiff, the defendant “failed to maintain his lane and struck [the plaintiff’s] vehicle.” According to a police report taken at the scene of the accident, the defendant was a resident of Kentucky driving a rental car. The plaintiff subsequently learned the defendant’s home address by reviewing Kentucky’s voter registration records.

Federal Regulators Not Liable for Fatal Bus Crash

May 31, 2016 | Benjamin S. Persons, IV

In May 2011, a bus traveling from Charlotte, North Carolina to New York City swerved off Interstate 85 approximately 30 miles north of Richmond, Virginia. The bus hit an embankment and overturned. Consequently, four passengers died and several dozen more were hospitalized with injuries.

The bus company was a discount operator with a long history of accidents due to unsafe driver behavior. According to news reports at the time, the Federal Motor Carrier Safety Administration cited the operator “for 17 unsafe-driving violations” in the two years prior to the fatal Virginia accident. The FMCSA shut down the operator immediately after the accident.

Chhetri v. United States

Georgia Court Dismisses Two Car Accident Lawsuits Over Defective Notices

May 27, 2016 | Benjamin S. Persons, IV

A personal injury lawsuit, such as one seeking damages from a car accident, often involves complex questions of law. The complexity only increases exponentially when the the negligent party is a state agency. The Georgia Tort Claims Act (GTCA) governs all personal injury claims against the state and its employees. Unlike lawsuits against private parties, the GTCA requires a victim provide written notice to the state about any potential claim. A party that fails to strictly comply with every aspect of this pre-suit notice requirement will have their case dismissed without exception.

Silva v. Georgia Department of Transportation

As if to hammer home this point, a panel of the Georgia Court of Appeals recently issued two decisions on the same day dismissing GTCA claims for technical non-compliance with the pre-suit notice requirements. In the first case, the victim was rear-ended by a vehicle owned and operated by the Georgia Department of Transportation. In an attempt to comply with the GTCA, the victim’s attorney notified state officials of her claim. When the state did not object to the contents of the notice, the victim sued the state, seeking damages for medical expenses and other losses.

Georgia Judge Sanctions Defendant for Losing Evidence in Truck Accident Case

May 6, 2016 | Benjamin S. Persons, IV

In any type of personal injury lawsuit, it is important for the parties to the case to preserve all evidence that may assist the court in determining the facts. Under no circumstances should a party ever intentionally withhold or destroy evidence. Even in cases where evidence may have been lost by accident, a judge may still interpret that as an intentional act and impose sanctions against the offending party.

O’Berry v. Turner

For example, a federal judge in Valdosta, Georgia, recently imposed sanctions against a pair of corporate defendants in an ongoing truck accident lawsuit. The underlying case involves a June 2013 incident. A man was driving his car when a tractor trailer allegedly swerved into his lane. The impact sent the car off the road and into a light pole. The driver and his passenger were injured and subsequently sued multiple parties, including the driver and owners of the tractor trailer.

Georgia Accident Victim Says Social Media Company’s Negligence Caused Crash

April 29, 2016 | Benjamin S. Persons, IV

Distracted driving is a leading cause of car accidents. This is why “texting while driving” is illegal in Georgia and many other states. State law expressly forbids anyone from operating a motor vehicle “while using a wireless telecommunications device to write, send, or read any text based communication, including but not limited to a text message, instant message, e-mail, or Internet data.”

Maynard v. McGee and Snapchat, Inc.

When distracted driving does lead to a car accident, the driver may face a personal injury lawsuit from the victims. A lawsuit recently filed in Spalding County, Georgia, raises the novel question of whether a social media company may also be liable for encouraging distracted driving by its users. The lawsuit, which is still in its early stages, has already sparked international media attention.