Articles Posted in Auto Accidents

In May 2011, a bus traveling from Charlotte, North Carolina to New York City swerved off Interstate 85 approximately 30 miles north of Richmond, Virginia. The bus hit an embankment and overturned. Consequently, four passengers died and several dozen more were hospitalized with injuries.

The bus company was a discount operator with a long history of accidents due to unsafe driver behavior. According to news reports at the time, the Federal Motor Carrier Safety Administration cited the operator “for 17 unsafe-driving violations” in the two years prior to the fatal Virginia accident. The FMCSA shut down the operator immediately after the accident.

Chhetri v. United States

A personal injury lawsuit, such as one seeking damages from a car accident, often involves complex questions of law. The complexity only increases exponentially when the the negligent party is a state agency. The Georgia Tort Claims Act (GTCA) governs all personal injury claims against the state and its employees. Unlike lawsuits against private parties, the GTCA requires a victim provide written notice to the state about any potential claim. A party that fails to strictly comply with every aspect of this pre-suit notice requirement will have their case dismissed without exception.

Silva v. Georgia Department of Transportation

As if to hammer home this point, a panel of the Georgia Court of Appeals recently issued two decisions on the same day dismissing GTCA claims for technical non-compliance with the pre-suit notice requirements. In the first case, the victim was rear-ended by a vehicle owned and operated by the Georgia Department of Transportation. In an attempt to comply with the GTCA, the victim’s attorney notified state officials of her claim. When the state did not object to the contents of the notice, the victim sued the state, seeking damages for medical expenses and other losses.

In any type of personal injury lawsuit, it is important for the parties to the case to preserve all evidence that may assist the court in determining the facts. Under no circumstances should a party ever intentionally withhold or destroy evidence. Even in cases where evidence may have been lost by accident, a judge may still interpret that as an intentional act and impose sanctions against the offending party.

O’Berry v. Turner

For example, a federal judge in Valdosta, Georgia, recently imposed sanctions against a pair of corporate defendants in an ongoing truck accident lawsuit. The underlying case involves a June 2013 incident. A man was driving his car when a tractor trailer allegedly swerved into his lane. The impact sent the car off the road and into a light pole. The driver and his passenger were injured and subsequently sued multiple parties, including the driver and owners of the tractor trailer.

Distracted driving is a leading cause of car accidents. This is why “texting while driving” is illegal in Georgia and many other states. State law expressly forbids anyone from operating a motor vehicle “while using a wireless telecommunications device to write, send, or read any text based communication, including but not limited to a text message, instant message, e-mail, or Internet data.”

Maynard v. McGee and Snapchat, Inc.

When distracted driving does lead to a car accident, the driver may face a personal injury lawsuit from the victims. A lawsuit recently filed in Spalding County, Georgia, raises the novel question of whether a social media company may also be liable for encouraging distracted driving by its users. The lawsuit, which is still in its early stages, has already sparked international media attention.

Georgia law requires all drivers to carry auto insurance. The law sets certain minimum requirements for coverage. For example, a policy must include provide at least $25,000 in coverage for “bodily injury” to one person, or $50,000 to cover multiple persons injured in the same accident. Remember, these are only minimum requirements, and many drivers choose to purchase insurance policies with higher coverage limits.

State Farm Mutual Insurance Co. v. Marshall

But insurance does not cover an accident just because your car may be involved in some way. A recent Georgia case illustrates this point. The case actually began as a dispute over the ownership of a car. In 2010, a boyfriend purchased a car for his girlfriend. She had poor credit and needed him to register the car in his name so she could obtain a loan to finance the purchase. Although the girlfriend subsequently made the loan payments, the vehicle remained legally titled in the name of the boyfriend.

Negligence exists under Georgia law whenever a person breaches a “legal duty to conform” to a specified legal standard, and as a result, another person suffers an injury or loss. In the context of a car accident, for example, a person may be negligent if he or she fails to follow the rules of the road, thereby causing an accident that injures another driver or damages their vehicle. Indeed, many personal injury cases come down to establishing which driver’s actions were responsible for the accident.

Newsome v. LinkAmerica Express, Inc.

In a recent case, a divided Georgia Court of Appeals reinstated a lawsuit arising from an accident where a car hit a parked tractor trailer. Both parties—the driver and the tractor trailer owner—claimed the other party’s negligence was the sole cause of the accident. The trial court sided with the defendant, while a majority of the Court of Appeals said the plaintiff should at least be permitted to argue his case before a jury.

Litigation is not uncommon following an auto accident. In many cases, the parties can still settle their dispute without the need for a full-blown jury trial. But before agreeing to any settlement, it is essential each party understands what rights they may be giving up. A settlement is a contract, which means there must be a “meeting of the minds” in order for the agreement to be enforceable.

Cone v. Dickenson

Recently the Georgia Court of Appeals addressed a dispute arising from just such a settlement agreement. The plaintiff and the defendant were in a car accident. The plaintiff sued the defendant, alleging his negligence caused the accident.

We often hear about cases in which a person is injured in an accident due to a defect in the manufacturing of a car. But there are also cases in which someone may be injured due to an improper repair made to a car. As with manufacturing and design defects, a bad repair may not be immediately obvious to the driver, yet still produce catastrophic effects months, even years, later.

Lee v. Universal Underwriters Insurance Company

In 2005, a well-known auto manufacturer issued a recall for one of its 2000 model-year vehicles. An owner of one such vehicle brought his car to a Georgia dealership to receive the appropriate repairs. Unfortunately, the dealership’s service technician did not perform the repair correctly, causing damage to the vehicle’s cruise-control cable.

If you are injured in an accident and the other driver lacks sufficient insurance to cover any damages, you may turn to your insurance policy’s uninsured motorist coverage. But what happens if you are eligible for uninsured motorist coverage under two different insurance policies? Which policy has priority? The Georgia Court of Appeals recently addressed this question.

Sentinel Insurance Company v. USAA Insurance Company

This case began with a rear-end collision. One driver sued the other for negligence. The plaintiff also served two insurance companies as co-defendants. She claimed eligibility for uninsured motorist benefits under both companies’ policies.

Although lawsuits arising from car accidents are usually dealt with under state law, there are questions of federal law that may arise from any settlement or judgment received by a victim. For example, if the victim received benefits from his or her employer-sponsored health insurance following an accident, the insurer may be entitled to enforce a lien against the proceeds from any personal injury lawsuit. The United States Supreme Court recently addressed the related question of how far an insurer may go to enforce such a lien.

Montanile v. Board of Trustees of Nat. Elevator Industry Health Benefit Plan

This case originated in Florida. In 2008, a drunk driver ran a stop sign and hit another vehicle. The victim suffered serious injuries that required extensive medical care. The victim had health insurance through an employer-sponsored plan governed by federal law. Altogether, the insurer paid over $120,000 for the victim’s medical care following the accident.

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