If you are injured in an auto accident, you naturally assume that your insurance policy will help cover your damages. As with any contract, you need to carefully review and understand the terms of your policy. You may need to comply with a number of conditions before the insurer is…
Have you ever participated in an activity in which the organizer asks you to sign a release or waiver? As you might imagine, such documents are designed to help minimize the organizer’s legal liability in the event you are injured. One way to do this is by restricting your ability…
When an employee of a private business causes an auto accident, the victim can seek to hold the employer accountable under the legal principle of vicarious liability. What happens when the employee works for a local government? In that scenario, it is still possible to hold the public employer accountable,…
Personal injury cases in Georgia follow what is known as the “contributory negligence” rule. This basically means that the defendant may try and argue the plaintiff was partially responsible for their injuries. A jury will then assess the relative fault of each party and reduce the plaintiff’s damages accordingly. In…
It is a longstanding rule in Georgia that employers are “vicariously liable” for torts committed by their employees. In other words, if you are hit by a delivery van that runs a red light, you can sue the company that employs that driver for damages. But there is an important…
This may sound like a test question from an introduction to philosophy class: If a truck hits two vehicles in succession, one right after the other, is that one accident or two accidents? When it comes to dealing with insurance companies, however, this is not just a hypothetical issue. How…
Class actions allow multiple individuals who suffered a common personal injury to file a single lawsuit against a defendant or group of defendants. Typically, the plaintiffs who file the class action decide whether or not to bring their case in state or federal court. But in some cases, the defendants…
As you probably know, if you are injured on the job, your employer must pay you certain medical and wage replacement benefits under Georgia’s workers’ compensation law. Indeed, workers’ compensation provides what is considered an “exclusive remedy” in these situations. That is to say, you cannot file a personal injury…
When you are injured in an accident caused by another driver, you may be entitled to benefits from your own insurer if you have uninsured/underinsured motorist (UM) coverage. Essentially, UM coverage means your insurance company “steps into the shoes” of the negligent driver, who is either an unknown person, lacks…
As a general rule, you cannot directly sue an insurance company for a personal injury caused by someone they insure. In other words, if you are in a car accident caused by a negligent driver, you cannot name that driver’s insurance company as a defendant. Such “direct action” is not…